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Investing with Mandatum Life

  • Let professionals manage your investments

    Allocation Investment Baskets is our premium offer, Let professionals manage your assets instead of spending time tracking the markets. Excellent tax benefits included.

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  • Make your own investments

    If you have extensive experience in the field of investments, but Allocation Investment Baskets is not quite for you, then we offer you a comprehensive and high-quality selection of investment objects. Excellent tax benefits included.

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  • Benefits of regular saving

    Saving even small amounts regularly is worthwhile, because over time, compound interest will add to your savings. Start saving today – not for money, for life. Excellent tax benefits included.

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Investment solutions: values and reviews

Funds

Fixed Income Investments

Fixed Income Baskets

  Name Risk Date Value Inception 2 years 1 year Ytd 1 month 1 day  
Mandatum Life Money Plus 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 100.34 0.34% 0.34% -0.49% -0.53% -0.26% -0.03%  
Mandatum Life Nordic High Yield Abs 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 106.92 6.92% 15.04% 3.62% 3.29% -1.15% 0.01%  
Mandatum Life Fixed Income Portfolio Abs 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 152.50 52.50% 1.80% -1.67% -1.64% -0.99% -0.02%  
Mandatum Life Emerging Markets Bond Index 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 102.02 2.02% -3.43% -2.98% -3.95% 1.27% 1.16%  
Mandatum Life Convertible 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 110.24 10.24% -2.93% -2.76% -3.23% -3.94% 0.30%  

Allocation Investment Baskets

Mandatum Life Allocation investment baskets is our premium offer. This service is for you if you are not interested in spending your time tracking the markets or not experienced enough to do so, but would rather let the professionals manage your assets. With the Portfolio Management Service, you only need to determine your risk level and investment objective – we will take care of the rest and inform you of how your investments and savings are developing.

Allocation Investment Baskets

  Name Risk Date Value Inception 2 years 1 year Ytd 1 month 1 day  
Mandatum Life Allocation Fixed Income (Portfolio Management Service Fixed Income) 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 122.41 22.41% 2.43% -1.02% -0.90% -0.73% 0.06%  
Mandatum Life Allocation 25 (Portfolio Management Service 25) 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 124.34 24.34% 3.34% -1.74% -1.68% -1.63% 0.21%  
Mandatum Life Allocation 50 (Portfolio Management Service 50) 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 127.70 27.70% 4.12% -2.68% -2.68% -2.59% 0.38%  
Mandatum Life Allocation 80 (Portfolio Management Service 80) 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 126.59 26.59% 4.98% -3.91% -3.98% -3.74% 0.58%  
Mandatum Life Allocation Equity (Portfolio Management Service Equity) 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 139.86 39.86% 5.29% -5.08% -5.21% -4.62% 0.73%  

Equity Investments

Equity Investment Baskets

  Name Risk Date Value Inception 2 years 1 year Ytd 1 month 1 day  
Mandatum Life Europe Equity 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 120.38 20.38% -9.72% -20.80% -20.22% -6.79% 2.01%  
Mandatum Life Nordic Equity 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 113.30 13.30% -5.59% -9.30% -10.83% -3.30% 1.05%  
Mandatum Life Emerging Markets Equity 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 111.80 11.80% 4.92% -5.59% -7.78% 2.22% 2.24%  
Mandatum Life European Small & Mid Cap 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 123.91 23.91% -5.81% -22.57% -24.75% -8.87% 1.60%  
Mandatum Life Global Brands 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 122.35 22.35% 4.66% -3.02% -2.15% -3.54% 1.01%  

Index Investment Baskets

  Name Risk Date Value Inception 2 years 1 year Ytd 1 month 1 day  
Mandatum Life USA Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 213.17 113.17% 11.50% 3.97% 5.35% -3.33% 0.83%  
Mandatum Life Future Climate 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 124.41 27.51% 6.64% -1.18% 0.26% -3.23% 0.93%  
Mandatum Life Gold Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 83.17 -16.83% -1.73% 3.33% -0.03% 2.64% 0.55%  
Mandatum Life Japan Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 153.45 53.45% 0.41% -6.52% -5.26% -1.92% 1.49%  
Mandatum Life Frontier Markets Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 115.04 15.04% 6.67% -12.44% -11.81% 0.51% 0.25%  
Mandatum Life United Kingdom Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 106.09 6.09% -3.34% -7.73% -9.11% -4.63% 2.02%  

Pension

Pension

  Name Risk Date Value Inception 2 years 1 year Ytd 1 month 1 day  
Mandatum Life Pension 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 104.40 4.40% 3.24% -2.08% -2.26% -2.02% 0.33%  

Discontinued Baskets

Discontinued Baskets

  Name Risk Date Value Inception 2 years 1 year Ytd 1 month 1 day  
Sampo vaikas 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.83 83.36% 1.66% -3.83% -3.60% -1.30% 0.54%  
Danske Invest Sustainability Bond Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.63 63.44% 0.92% -2.19% -1.76% -0.63% 0.11%  
Danske Invest Bond Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.37 120.20% 0.90% -1.87% -0.36% 1.18% 0.30%  
Danske Invest Compass Liquidity Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.90 90.46% 2.29% -2.04% -1.91% -0.20% 0.21%  
Danske Invest Euro High Yield 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.81 81.45% 0.90% -5.95% -6.18% -3.44% 0.19%  
Danske Invest Government Bond Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 36.33 90.11% 1.48% 1.03% 2.27% 0.95% 0.21%  
Mandatum Life Asian Growth Trio 1/2019 Moderate 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 108.31 8.31% 13.53% 2.60% -0.08% -0.01% 0.14%  
Mandatum Life If Subordinated Loan 12/2041 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 151.97 51.97% 7.89% 2.43% 2.30% -0.13% 0.11%  
Danske Invest Compass 50 Fund 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.86 85.81% 1.26% -5.43% -5.20% -2.13% 0.75%  
Danske Invest Compass 25 Fund 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.83 83.36% 1.66% -3.83% -3.60% -1.30% 0.54%  
Danske Invest Sustainability Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.56 233.34% 26.22% 5.18% 5.13% -1.07% 1.43%  
Danske Invest European Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.35 109.46% -2.53% -8.04% -7.44% -4.01% 0.98%  
Danske Invest 2030 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.69 69.39% 2.74% -6.79% -6.86% -3.14% 1.04%  
Danske Invest Compass Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.10 10.04% 1.09% -8.03% -7.93% -3.32% 1.11%  
Danske Invest North America Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.18 6.33% 5.89% 2.65% 4.49% -4.52% 0.99%  
Danske Invest Eastern Europe Convergence Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.93 -7.35% 5.11% -11.39% -14.51% 0.58% -0.25%  
Danske Invest 2040 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 2.16 115.87% 2.43% -7.44% -7.51% -3.10% 1.11%  
Danske Invest 2020 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.65 65.38% 1.87% -3.57% -3.38% -1.45% 0.42%  
Danske Invest Compass 75 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.83 82.88% 2.03% -6.72% -6.54% -2.93% 0.97%  
Danske Invest Japanese Equity Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.17 -1.72% 3.07% -6.44% -6.91% -2.03% 0.97%  
Danske Invest Finnish Equity Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.56 229.84% 3.59% -3.29% -4.52% -4.64% 1.80%  
Danske Invest India Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.53 53.15% 13.18% -1.93% -2.91% 5.19% 1.79%  
Danske Invest China Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 3.20 220.21% 10.26% -9.36% -12.97% 0.73% 1.78%  
Danske Invest Emerging Markets Equity Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.76 75.77% 8.65% -8.88% -11.64% 1.54% 1.76%  
Danske Invest Latin America Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 2.79 178.95% 6.39% -7.21% -10.25% -2.02% 1.58%  
Danske Invest Russia Fund 7
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 2.95 195.10% 8.22% 0.59% 1.38% -1.59% -0.26%  

All funds

All funds

  Name Risk Date Value Inception 2 years 1 year Ytd 1 month 1 day  
Mandatum Life Money Plus 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 100.34 0.34% 0.34% -0.49% -0.53% -0.26% -0.03%  
Mandatum Life Nordic High Yield Abs 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 106.92 6.92% 15.04% 3.62% 3.29% -1.15% 0.01%  
Mandatum Life Fixed Income Portfolio Abs 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 152.50 52.50% 1.80% -1.67% -1.64% -0.99% -0.02%  
Mandatum Life Emerging Markets Bond Index 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 102.02 2.02% -3.43% -2.98% -3.95% 1.27% 1.16%  
Mandatum Life Convertible 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 110.24 10.24% -2.93% -2.76% -3.23% -3.94% 0.30%  
Mandatum Life Allocation Fixed Income (Portfolio Management Service Fixed Income) 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 122.41 22.41% 2.43% -1.02% -0.90% -0.73% 0.06%  
Mandatum Life Allocation 25 (Portfolio Management Service 25) 2
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 124.34 24.34% 3.34% -1.74% -1.68% -1.63% 0.21%  
Mandatum Life Allocation 50 (Portfolio Management Service 50) 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 127.70 27.70% 4.12% -2.68% -2.68% -2.59% 0.38%  
Mandatum Life Allocation 80 (Portfolio Management Service 80) 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 126.59 26.59% 4.98% -3.91% -3.98% -3.74% 0.58%  
Mandatum Life Allocation Equity (Portfolio Management Service Equity) 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 139.86 39.86% 5.29% -5.08% -5.21% -4.62% 0.73%  
Mandatum Life Europe Equity 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 120.38 20.38% -9.72% -20.80% -20.22% -6.79% 2.01%  
Mandatum Life Nordic Equity 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 113.30 13.30% -5.59% -9.30% -10.83% -3.30% 1.05%  
Mandatum Life Emerging Markets Equity 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 111.80 11.80% 4.92% -5.59% -7.78% 2.22% 2.24%  
Mandatum Life European Small & Mid Cap 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 123.91 23.91% -5.81% -22.57% -24.75% -8.87% 1.60%  
Mandatum Life Global Brands 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 122.35 22.35% 4.66% -3.02% -2.15% -3.54% 1.01%  
Mandatum Life USA Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 213.17 113.17% 11.50% 3.97% 5.35% -3.33% 0.83%  
Mandatum Life Future Climate 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 124.41 27.51% 6.64% -1.18% 0.26% -3.23% 0.93%  
Mandatum Life Gold Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 83.17 -16.83% -1.73% 3.33% -0.03% 2.64% 0.55%  
Mandatum Life Japan Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 153.45 53.45% 0.41% -6.52% -5.26% -1.92% 1.49%  
Mandatum Life Frontier Markets Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 115.04 15.04% 6.67% -12.44% -11.81% 0.51% 0.25%  
Mandatum Life United Kingdom Index 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 106.09 6.09% -3.34% -7.73% -9.11% -4.63% 2.02%  
Mandatum Life Pension 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 104.40 4.40% 3.24% -2.08% -2.26% -2.02% 0.33%  
Sampo vaikas 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.83 83.36% 1.66% -3.83% -3.60% -1.30% 0.54%  
Danske Invest Sustainability Bond Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.63 63.44% 0.92% -2.19% -1.76% -0.63% 0.11%  
Danske Invest Bond Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.37 120.20% 0.90% -1.87% -0.36% 1.18% 0.30%  
Danske Invest Compass Liquidity Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.90 90.46% 2.29% -2.04% -1.91% -0.20% 0.21%  
Danske Invest Euro High Yield 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.81 81.45% 0.90% -5.95% -6.18% -3.44% 0.19%  
Danske Invest Government Bond Fund 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 36.33 90.11% 1.48% 1.03% 2.27% 0.95% 0.21%  
Mandatum Life Asian Growth Trio 1/2019 Moderate 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 108.31 8.31% 13.53% 2.60% -0.08% -0.01% 0.14%  
Mandatum Life If Subordinated Loan 12/2041 3
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 151.97 51.97% 7.89% 2.43% 2.30% -0.13% 0.11%  
Danske Invest Compass 50 Fund 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.86 85.81% 1.26% -5.43% -5.20% -2.13% 0.75%  
Danske Invest Compass 25 Fund 4
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.83 83.36% 1.66% -3.83% -3.60% -1.30% 0.54%  
Danske Invest Sustainability Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.56 233.34% 26.22% 5.18% 5.13% -1.07% 1.43%  
Danske Invest European Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.35 109.46% -2.53% -8.04% -7.44% -4.01% 0.98%  
Danske Invest 2030 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.69 69.39% 2.74% -6.79% -6.86% -3.14% 1.04%  
Danske Invest Compass Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.10 10.04% 1.09% -8.03% -7.93% -3.32% 1.11%  
Danske Invest North America Equity Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.18 6.33% 5.89% 2.65% 4.49% -4.52% 0.99%  
Danske Invest Eastern Europe Convergence Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.93 -7.35% 5.11% -11.39% -14.51% 0.58% -0.25%  
Danske Invest 2040 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 2.16 115.87% 2.43% -7.44% -7.51% -3.10% 1.11%  
Danske Invest 2020 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.65 65.38% 1.87% -3.57% -3.38% -1.45% 0.42%  
Danske Invest Compass 75 Fund 5
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.83 82.88% 2.03% -6.72% -6.54% -2.93% 0.97%  
Danske Invest Japanese Equity Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.17 -1.72% 3.07% -6.44% -6.91% -2.03% 0.97%  
Danske Invest Finnish Equity Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 0.56 229.84% 3.59% -3.29% -4.52% -4.64% 1.80%  
Danske Invest India Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.53 53.15% 13.18% -1.93% -2.91% 5.19% 1.79%  
Danske Invest China Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 3.20 220.21% 10.26% -9.36% -12.97% 0.73% 1.78%  
Danske Invest Emerging Markets Equity Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 1.76 75.77% 8.65% -8.88% -11.64% 1.54% 1.76%  
Danske Invest Latin America Fund 6
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 2.79 178.95% 6.39% -7.21% -10.25% -2.02% 1.58%  
Danske Invest Russia Fund 7
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
2018-12-12 2.95 195.10% 8.22% 0.59% 1.38% -1.59% -0.26%  


The policyholder independently selects investment baskets as the underlying assets of unit-linked life insurance offered by Mandatum Life Insurance Company Limited (the insurer). The policyholder also bears the risk of any potential decrease in or loss of value of the investment savings. An investment basket’s past yield does not guarantee returns in the future. The value of investment baskets may rise or fall and investors may lose funds that they have invested in the investment basket. The portfolio manager of the respective portfolio and the insurer are not responsible for the value development of the investment baskets. Even if the insurer attempts to ensure the reliability of information, the insurer does not guarantee the completeness or correctness of the information regarding investment portfolios that is issued by the portfolio manager. Information regarding investment objects is given for informational purposes only and cannot be regarded as a recommendation to buy, keep or change investment objects. Customers should carefully familiarise themselves with the insurance contract and the regulations and brochures of the underlying assets prior to making their investment decisions. Mandatum Life Insurance Company Limited; headquarters Viru väljak 2, Tallinn; registry code: ID10561490.

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